Phishing - Using false e-mails and websites, phishers often create elaborate replicas of popular brand materials designed to gain access to your personal information. These e-mails or sites may look exactly like some of the most popular internet sites. Protect yourself from these attacks by avoiding any e-mails that ask you to divulge your personal information such as Social Security numbers, usernames, passwords, or account numbers. REMEMBER...First State Bank will NEVER ask for personal information via regular email. If you ever receive an email supposedly sent by FSB asking for your personal information, please contact us immediately!
Pharming - By using browser hijacking software, pharmers are able to send you directly to their own fake sites where they will attempt to get you to type in your username and password. Pharming attacks can also be triggered when you click on a link at one of these fake sites or by downloading an e-mail attachment from an unknown source. Both of these activities can put key-logging software onto your computer that will track what you type and where you go on the Internet. The easiest way to avoid attacks from key-logging software is to have a copy of current, updated anti-spyware software loaded on your computer. If you are uncertain about the authenticity of a site, you can quickly verify its credibility by re-entering the address of the site in your browser's address bar and seeing if the site reappears.
Card Safety - Ask questions when making purchases through the mail, over the phone, or using the Internet. Take the time to identify the people you are doing business with by checking phone numbers and addresses prior to providing personal information. Remember, if an offer sound too good to be true, it probably is.
OnLine Shopping - Protect your card when you shop on the web by looking for the secure site verification symbol at online merchants. It is also a good idea to print your receipts and keep confirmation numbers so that you can match them up against your statements. Be sure to keep your passwords private, and remember that no merchant or financial institution will ever ask for your username and password in an e-mail.
Apply for the MasterCard SecureCode at
https://www.shazam.net/SecureCode
This program allows you to set up a private code to be authenticated by participating on-line merchants when ordering from their sites. A window will open during your checkout process and ask you to provide your private SecureCode. Enter your code, your identity is authenticated and your purchase is safely complete. An up-to-date list of merchants who participate, can be found at http://www.mastercardsecurecode.com